If you’re thinking about buying a home, the most important thing you should do, is arrange for your mortgage financing. Other than getting married or starting a family, the decision to buy and finance a home is one of the most important investment decisions you’ll ever make. Without the financial expertise of a Mortgage Professional, buying the incorrect home can harm you emotionally and financially for years to come.
If you would like to test your mortgage qualifications before calling anyone, navigate to our Info Center, and click on the Mortgage Calculator Information. This section of our website is sponsored by MortgageTree Lending. In this section there are several different ways for you to evaluate how much of a house you can afford. Once you complete your self qualifying evaluation, you will have a good idea of just what home you could possibly afford, even before you start shopping. But this just covers affordability. Mortgage financing involves much more than affordability. An approved loan requires certain credit, income, and savings standards that must be met before your loan can be approved.
So before you make an offer on any home, you should have your mortgage financing in place. In today’s market, buying a home without your mortgage financing in place can be financial suicide. Most sellers will not even consider your offer unless your loan is pre-approved.
If you would like to start plotting a course toward selling your home, contact 947home.com by phone at 947-4663 or email, coach1@947home.com. We will conduct a brief interview with you and schedule an appointment.
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